{
  "family": "public-comments",
  "checked": "2026-10-09",
  "scope": "A dated, selected snapshot, not an exhaustive live list. Deadlines can be extended, reopened, or close at a specified time. Always confirm the current official notice.",
  "id": "fdic-insider-credit-comment-extension",
  "metaTitle": "FDIC Insider Credit Comment Extension | America.co",
  "title": "FDIC insider credit proposal: comment deadline extended to November 4",
  "description": "Check the FDIC insider-credit comment extension, RIN 3064-AG26, the November 4 deadline, and the official agency submission instructions.",
  "documentNumber": "2026-20735",
  "category": "Banking accountability",
  "noticeUrl": "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders",
  "actionUrl": "https://www.fdic.gov/federal-register-publications",
  "actionLabel": "Open FDIC’s official comment instructions",
  "answer": "The FDIC extended the comment period for its August 6, 2026 “Extensions of Credit to Insiders” proposal from October 5 to November 4, 2026. This is a deadline extension, not a final banking rule. The notice identifies RIN 3064-AG26 for comments.",
  "facts": [
    {
      "label": "Listed comment deadline",
      "value": "2026-11-04; confirm cutoff at source",
      "sourceUrl": "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders"
    },
    {
      "label": "Docket or notice identifier",
      "value": "RIN 3064-AG26",
      "sourceUrl": "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders"
    },
    {
      "label": "Agency",
      "value": "Federal Deposit Insurance Corporation",
      "sourceUrl": "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders"
    },
    {
      "label": "Stage",
      "value": "Proposed rule; comment-period extension",
      "sourceUrl": "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders"
    },
    {
      "label": "Previous listed deadline",
      "value": "October 5, 2026",
      "sourceUrl": "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders"
    }
  ],
  "sections": [
    {
      "heading": "An old closing date can miss a real opportunity",
      "paragraphs": [
        "The October 9 extension is the evidence for the new window. Check the FDIC notice and underlying proposal together rather than treating an older calendar listing as the final answer."
      ],
      "sourceUrls": [
        "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders"
      ]
    },
    {
      "heading": "Read the actual agency route",
      "paragraphs": [
        "The notice gives FDIC website, email, mail, and hand-delivery routes. It lists RIN 3064-AG26. Follow those instructions; a third-party document identifier alone is not a reason to assume a different submission channel."
      ],
      "sourceUrls": [
        "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders"
      ]
    }
  ],
  "steps": [
    "Confirm November 4 against the extension notice.",
    "Find the underlying August 6 proposal on the FDIC site.",
    "Identify the proposal passage and evidence your comment addresses.",
    "Use an authorized FDIC route with RIN 3064-AG26; retain the receipt."
  ],
  "caution": "This page is participation guidance, not banking, investment, or compliance advice. FDIC comments can be public, including supplied personal information.",
  "faq": [
    [
      "Did the proposal become final on October 9?",
      "No. The October 9 action extends its comment period."
    ],
    [
      "Should I use the old October 5 deadline?",
      "The cited extension lists November 4; check for any later official change."
    ]
  ],
  "deadline": "2026-11-04",
  "publicationDate": "2026-10-09",
  "docket": "RIN 3064-AG26",
  "documentId": "FDIC-2026-1981-0001",
  "status": "open-at-check",
  "statusLabel": "Comment window listed open at the 2026-10-09 metadata check; confirm at source before acting",
  "sources": [
    {
      "title": "Published notice and submission instructions",
      "url": "https://www.federalregister.gov/documents/2026/10/09/2026-20735/extensions-of-credit-to-insiders",
      "asOf": "2026-10-09"
    },
    {
      "title": "Official Federal Register PDF on GovInfo",
      "url": "https://www.govinfo.gov/content/pkg/FR-2026-10-09/pdf/2026-20735.pdf",
      "asOf": "2026-10-09"
    },
    {
      "title": "Open FDIC’s official comment instructions",
      "url": "https://www.fdic.gov/federal-register-publications",
      "asOf": "2026-10-09"
    }
  ],
  "related": [
    {
      "label": "Public comment opportunities",
      "url": "/public-comment-deadlines"
    },
    {
      "label": "How to comment on federal rules",
      "url": "/learn/how-to-comment-on-federal-rules"
    },
    {
      "label": "America.co editorial standards",
      "url": "/editorial"
    }
  ],
  "route": "/public-comments/fdic-insider-credit-comment-extension",
  "file": "public-comments/fdic-insider-credit-comment-extension.html"
}